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Voluntary Disability Insurance is available to all eligible CTA members.
Become a member of CTA by:
- Requesting an Application at:
(650) 552-5278
To enroll in the Voluntary Disability Insurance Plan:
- Request a CTA Disability Insurance Plan Brochure from the Member Benefits Order Form
- Call UnumProvident at:
(800) 282-4049
- Visit www.unumprovident.com/enroll/cta
CTA members are encouraged to apply during Open Enrollment Periods. However, members can apply for coverage at any time.
- During an Open Enrollment, if you meet the eligibility requirements of the plan, your application will be automatically accepted, and you will not have to answer the health questions on the application.
- If you do not apply during open enrollment your application will be subject to health evidence underwriting and insurance company approval.
There are two Open Enrollment opportunities offered by the plan:
- For new teachers, Open Enrollment is during the first 120 days of their employment.
- For all chapter members, Open Enrollment occurs if your chapter conducts a successful enrollment campaign and the necessary participation requirements are met.
Once accepted into the Plan, premiums are automatically deducted from your paycheck. Premiums are calculated according to your Annual Contract Salary.
*Premiums are effective 9/1/03
Payroll Deduction Table:
| Annual Compensation Range |
| From |
To |
Monthly Premium |
Tenthly Premium |
| $ 0 |
$ 11,249 |
$ 4.60 |
$ 5.52 |
| $ 11,250 |
$ 14,249 |
$ 6.01 |
$ 7.21 |
| $ 14,250 |
$ 17,249 |
$ 7.41 |
$ 8.90 |
| $ 17,250 |
$ 20,749 |
$ 8.95 |
$ 10.75 |
| $ 20,750 |
$ 24,999 |
$ 10.77 |
$ 12.93 |
| $ 25,000 |
$ 30,249 |
$ 13.01 |
$ 15.62 |
| $ 30,250 |
$ 36,749 |
$ 15.79 |
$ 18.94 |
| $ 36,750 |
$ 44,499 |
$ 19.14 |
$ 22.97 |
| $ 44,500 |
$ 53,249 |
$ 23.02 |
$ 27.63 |
| $ 53,250 |
$ 60,249 |
$ 27.20 |
$ 32.65 |
| $ 60,250 |
$ 67,249 |
$ 30.75 |
$ 36.89 |
| $ 67,250-+ |
+ |
$ 34.19 |
$ 41.03 |
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