CTA Chapter Insurance Program
 |
Overview |
|
|
CTA provides a comprehensive package of insurance protections for its chapters and UniServ units. Woodruff-Sawyer & Company is CTA's business insurance broker. Several business insurance policies are available in an effort to protect chapters from losses incurred as a result of accidents or negligence from operating local organizations or rendering professional services.
Each chapter and UniServ unit is automatically provided at no additional cost with five insurance policies:
- General Liability Insurance
- Certificates of Insurance for special events
- Non-Owned & Hired Auto Liability Insurance
- NEA Fidelity Bond & Crime Insurance
- NEA Association Professional Liability (APL)
The information provided is intended only as a brief summary. In every case, the actual policy contract is subject to various definitions, limitations, and exclusions, which are not mentioned above.
|
|
|
|
|
|
Why Do I Need this Service? |
|
|
CTA's risk management programs help chapters achieve their business and organizational objectives by assisting them in minimizing the adverse effects of accidental and business losses. It is important to note, however, that chapters may need to purchase additional coverage depending on their activities, contractual agreements, operations, and assets.
Please refer to the following:
Essential Coverage:
| Activity |
Coverage |
| If you hire employees |
Workers' Compensation Insurance |
| If you own/lease office equipment |
Office Contents Coverage |
| If you own your office building |
General Liability Insurance and Property Coverage |
| If you own business automobiles |
Business Auto Policy |
| If you maintain a website |
Media Liability |
Additional coverage a chapter should consider, depending on the activity, includes:
| Activity |
Coverage |
| If you hire employees |
Employment Practices Liability |
| If you serve as a Trustee or a Board member on an non-CTA Board |
Directors' and Officers' Liability Policy |
| If you operate or sponsor a health and welfare plan |
Fiduciary Liability Policy Fidelity Bond |
|
|
|
|
|
|
How to Obtain this Service |
|
|
- Various insurance policies are automatically provided to chapters and UniServ units. Please refer to the overview section for highlights of such policies.
- Review the unique needs of your chapter to determine any necessary additional coverage. Certificates of Insurance for special events.
- To receive more information, order the CTA Chapter Insurance Program Booklet.
|
|
|
|
|
|
How to Use this Service |
|
|
If there is a need to file a claim, please contact the appropriate individuals as listed below.
General Liability, Fidelity Bond Claims, Association Professional Liability and Non-Owned & Hired Auto Liability:
- Carole Anne Luckenbach, Manager
CTA Risk Management & Member Benefits Department
P.O. Box 921
Burlingame, CA 94011
(650) 552 - 5200
Association Professional Liability or Educators Employment Liability:
- Your Primary Contact Staff
- Beverly Tucker, Esq.
Associate Executive Director
Chief Counsel - CTA Legal Department
(650) 697-1400 ext 5413
|
|
|
|
|
|
Contact Information |
|
|
Certificates of Insurance, Workers' Compensation, Employment Practices Liability Insurance, Property Insurance and Sabbatical Leave Bonds:
- Woodruff-Sawyer & Company
220 Bush St., 7th Floor
San Francisco, CA 94104
Attention:
Directors' and Officers' Liability Policy:
- Woodruff-Sawyer & Company
220 Bush St., 7th Floor
San Francisco, CA 94104
Attention:
CTA Risk Management Department:
- California Teachers Association
1705 Murchison Drive
Burlingame, CA 94011-0921
|
|
|
Get help with downloading files from this site.
|
|
CTA Chapter Insurance Program Booklet
